Ibreez Academy offers a comprehensive range of high-quality education programs—from the Mortgage Agent Course to the Mortgage Broker Education Program—designed to support licensing requirements across Canada.
Our courses deliver timely, relevant content to ensure mortgage professionals are equipped with the skills and knowledge to navigate evolving industry trends and regulatory changes. Designed to meet the diverse needs of students and members, our programs are available both in-class and online, providing flexibility, enhancing productivity, and supporting continued competitiveness in the field.
What Will You Learn?
This course is geared toward helping agents gain a solid understanding of mortgage, real-estate investments and the regulatory framework surrounding them. This knowledge is crucial for providing clients with sound advice that aligns with their financial goals, risk profiles, and investment timelines. Additionally, understanding the legal, ethical, and professional responsibilities ensures that advisors can guide clients effectively while staying compliant with regulations.
Passing the exam will help you meet regulatory requirements to register for the Mortgage Agent License.
This course will help you learn quickly and thoroughly.
- Ch-1: Market Overview
- Ch-2 Basic Mortgage Concepts
- Ch-3 Mortgage Payment Pland and Options
- Ch-4 Prperty Ownership in Ontario
- Ch-5 Licensing
- Ch-6 Thr Role of the Mortgage Agent
- Ch-7 Insurance In th Mortgage Industry
- Ch-8 Brokering Specialization
- Ch-9 Marketing: The Impact of Legislation
- Ch-10 Building Business as a Mortgage Agent
- Ch-11 The Initial Consultation
- Ch-12 Application Analysis-Required Documents
- Ch-13 Application Analysis-Application Ratios
- Ch-14 Application Analysis-Borrower Credit
- Ch-15 Application Analysis-Property Valuation
- Ch-16 Choosing a Lender
- Ch-17 Submitting the Application and Obtaining a Commitment
- Ch-18 Borrower Disclosure
- Ch-19 Closing the Transaction
- Ch-20 Contract and Tort Law
- Ch-21 Mortgage Remedies
- Ch-22 Mortgage Fraud
- Ch-23 Ethics and Mortgage Brokering
Requirements
Once you've completed the Ontario Mortgage Agent Course, you will need to apply for your level 1 mortgage agent licence with FSRA. Below is a list of the eligibility requirements for licensing:
- Be 18 years of age or older.
- Be a resident of Canada.
- Have a mailing address in Ontario that can receive registered mail (no P.O. box)
- Be authorized by a mortgage brokerage to deal in mortgages Work for only one mortgage brokerage.
- Successfully complete the Ontario Mortgage Agent Course.
- Apply for a Mortgage Agent Level 1 licence within two years of successfully completing the approved course.
- Be suitable for a licence.
- Have a valid email address.
Your Instructors
M. Imran Al-Haq, PhD
ProfessorProf. Al-Haq has more than 35 years teaching experience in world leading universities.
